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Kiwi First Homes

We aim to provide first home buyers with a wealth of resources that will help simplify the process of buying a home.

Following the Kiwi Dream and Starting the Process of Buying a Home?

We will take you through the steps one by one from the very beginning, starting with securing that elusive deposit.

The process of buying a home can be a daunting one when you are faced with a tonne of information & processes you sometimes don’t even understand. From deposits to interest rates to LIM reports, you need to be prepared to do your due diligence and get good advice from the right people.

Step 1
Securing a Deposit

This first step can be a major stumbling block for first home buyers. Getting there takes careful planning and a bit of creativity.

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Step 2
Get Pre-Approval

Real estate agents will tell you that pre-approval before you house hunt is an absolute must.

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Step 3
Do Your Homework!

You have your pre-approval and you want to get out there and buy! Hold up a minute, there is still due diligence to be done!

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Step 4
Choose Your Property
Remember one day you will be selling it on, especially if it’s your first home, so try not be too emotional about your choice.
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Step 5
Purchase Your New Home

So you have found your property and are ready to take the next step. Auctions? Negotiation…..Hidden Costs….

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Step 6
Moving In
The contracts are signed and you have your moving in date. What else could there be to do?
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“Treat the purchase of your new home like a business decision for your family and always keep in mind resale value.”
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Pixels Pushed
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Projects Completed
“Make a list of your must-have non-negotiables, like maybe you have to have 3 bedrooms. Maybe you have a tonne of stuff so storage is important. This list will help you eliminate properties so that you aren’t running around to every open home in the area. “

Do a Free Credit Check

This will help you see where your debt lies and how your will look on paper to then bank. The banks will check for things like any outstanding defaults & the number of times you have applied for credit.
GOT TO CREDIT SIMPLE